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2. 9 Free, Easy-To-Use Budget Templates and Spreadsheets - AOL

   www.aol.com/finance/9-free-easy-budget-templates...

   Instead, here are nine completely free, simple-to-use budget templates and spreadsheets that are available to download right now. 1. Microsoft Excel Personal Monthly Budget Spreadsheet

3. 6 Free Budget Templates for Excel, Google Sheets & Numbers - AOL

   www.aol.com/finance/6-free-budget-templates...

   6 Free Budget Template Spreadsheets There are many fish in the sea, and we promise there’s a budget spreadsheet out there for you. Here are our picks based on budgeting personality types one ...

4. Google Sheets - Wikipedia

   en.wikipedia.org/wiki/Google_Sheets

   Google Sheets is a spreadsheet application and part of the free, web-based Google Docs Editors suite offered by Google.Google Sheets is available as a web application; a mobile app for: Android, iOS, and as a desktop application on Google's ChromeOS.

5. AOL Mail

   mail.aol.com

   Get AOL Mail for FREE! Manage your email like never before with travel, photo & document views. Personalize your inbox with themes & tabs. You've Got Mail!

6. Paid time off - Wikipedia

   en.wikipedia.org/wiki/Paid_time_off

   Paid time off, planned time off, or personal time off (PTO), is a policy in some employee handbooks that provides a bank of hours in which the employer pools sick days, vacation days, and personal days that allows employees to use as the need or desire arises.

7. P.T.O. (video game) - Wikipedia

   en.wikipedia.org/wiki/P.T.O._(video_game)

   P.T.O. (Pacific Theater of Operations), released as Teitoku no Ketsudan (提督の決断) in Japan, is a console strategy video game released by Koei.It was originally released for the PC-9801 in 1989 and had been ported to various platforms, such as the X68000, FM Towns, PC-8801 (1990), MSX2 (1991), Sega Genesis and the Super NES (all three in 1992).

8. Parent–teacher association - Wikipedia

   en.wikipedia.org/wiki/Parent–teacher_association

   A parent teacher organization (PTO) is a formal organization that consists of parents, teachers, and school staff. The organization's goals may vary from organization to organization but the core goals include parent volunteerism, teacher and student encouragement, community involvement, and student and family welfare.

9. Power take-off - Wikipedia

   en.wikipedia.org/wiki/Power_take-off

   A PTO at the rear end of a farm tractor A PTO (in the box at the bottom) in the center of the three-point hitch of a tractor. A power take-off or power takeoff (PTO) is one of several methods for taking power from a power source, such as a running engine, and transmitting it to an application such as an attached implement or separate machine.