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2. These states are increasing minimum coverage requirements in 2025

   www.aol.com/finance/states-increasing-minimum...

   In California, minimum coverage car insurance requirements are 30/60/15 effective Jan. 1, 2025. ... drivers could choose to pay an uninsured motorist fee instead of buying a car insurance policy ...

3. California car insurance laws - AOL

   www.aol.com/finance/california-car-insurance...

   Uninsured and underinsured motorist insurance: If you are involved in an accident caused by a driver who does not have insurance or enough insurance to cover the losses, these coverage types could ...

4. New law increases California's auto insurance minimums - AOL

   www.aol.com/news/law-increases-californias-auto...

   California law requires drivers to have minimum liability insurance that helps pay for injuries or damage that you cause to others. Before Protect California Drivers Act went into effect, the ...

5. Uninsured motorist clause - Wikipedia

   en.wikipedia.org/wiki/Uninsured_motorist_clause

   An uninsured motorist clause is a provision commonly found in United States automobile insurance policies that provides for a driver to receive damages for any injury he or she receives from an uninsured, negligent driver. The owner of the policy pays a premium to the insurance company to include this clause.

6. What happens if you drive without insurance in California? - AOL

   www.aol.com/finance/happens-drive-without...

   California is a “no pay, no play” state, which prevents an uninsured not-at-fault driver from suing an insured at-fault driver for non-economic damage, such as pain and suffering or inconvenience.

7. California FAIR Plan - Wikipedia

   en.wikipedia.org/wiki/California_FAIR_Plan

   If the FAIR Plan does not have the money to pay out all claims, it collects money from insurance companies that operate in California. [5] According to data from 2020, the FAIR Plan covers 2.5% of the statewide market share, but 20.4% of the market share in ZIP codes at high risk from wildfires. [6]

8. Personal injury protection - Wikipedia

   en.wikipedia.org/wiki/Personal_injury_protection

   Personal injury protection could also refer to personal injury insurance or coverage, which is insurance in any context which includes coverage for personal injury, particularly coverage for emotional distress (typically negligent infliction of emotional distress rather than intentional infliction of emotional distress), libel, or defamation as ...

9. What happens if you get in an accident without insurance? - AOL

   www.aol.com/finance/happens-accident-without...

   The exact coverage can vary depending on the state, so it’s crucial to review your policy or speak with your insurance provider. Uninsured motorist coverage is often lumped with underinsured ...