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Deluxe Corporation was founded as Deluxe Check Printers in Saint Paul, Minnesota by William Roy (W. R.) Hotchkiss, [6] after Hotchkiss secured a $300 loan. [7] [8] Hotchkiss was the creator of speed-enhancing inventions, including the Hotchkiss Imprinting Press (patented in 1925), a two-way perforator, and the Hotchkiss Lithograph Press (patented in 1928).
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The bank would ask for the account number, the name on the check, the amount and the check number and just look up the account. Due to banks issuing privacy policies [ 8 ] [ 9 ] designed to protect identity and fraud, telephone merchant funds verification by calling the bank directly is now rare for any bank or credit union to offer this service.
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