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In real estate, clear title and clean title are used interchangeably to refer to a home title that is free of liens or other issues. Yes, it’s possible to buy a home without clear title, but it ...
Points, paid by the buyer to the lender but may be reimbursed by the seller. Points are a form of pre-paid interest, charged by the lender as an alternative to charging a higher rate of interest on the mortgage loan. One point equals one percent of the loan principal, and usually reduces the interest rate by 1/8% (0.125).
They can include things like loan origination fees, legal fees, title insurance costs and more, some paid by the seller and some paid by the buyer. ... Common closing costs for sellers. First, let ...
The fair market value is the price at which property would change hands between a willing buyer and a willing seller, neither being under any compulsion to buy or to sell and both having reasonable knowledge of relevant facts. United States v. Cartwright, 411 U. S. 546, 93 S. Ct. 1713, 1716-17, 36 L. Ed. 2d 528, 73-1 U.S. Tax Cas.
The DRE was founded in 1917, when the California legislature enacted the nation’s first real estate law. In July 2013, the department briefly merged with the California Department of Consumer Affairs as the Bureau of Real Estate. In January 2018, through Senate Bill 172, it again became an independent department. [3]
The California FAIR Plan is an insurance program of last resort for homeowners in high-risk areas of the Golden State who are unable to obtain fire coverage in the private insurance market.
California State Fair in July 2013. The California Exposition and State Fair (Cal Expo) is an independent state agency established by law in the California Food and Agriculture codes. Cal Expo is governed by an appointed 11-member Board of Directors and daily operations are managed by the chief executive officer (selected by the Board).
The California State Fair can get expensive fast. Use this list to save money. 4 ways to get into the California State Fair for free — plus other ways to save inside