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First-party collection agencies tend to nurture more constructive relationships with the second-party (called consumers or debtors) and are involved in the early months before they selling or passing the debt on to a third-party. The first-party writes off most of the value of the debt in the sale to a third-party collection agency. [38]: 62–3
The collection agency makes money only if money is collected from the debtor (often known as a "No Collection - No Fee" basis). Depending on the type of debt, the age of the account and how many attempts have already been made to collect on it, the fee could range from 10% to 50% (though more typically the fee is 25% to 40%).
Various objects can be repossessed, including boats and aircraft, but most repossession agencies focus on car repossession. The repo agent normally uses a tow truck or pickup truck with a special towing attachment called a boom. They also may obtain the key from the car owner. Usually, the vehicle owner must be notified of a repossession.
Car loan interest is tax deductible only if you use the car for business. Before you claim the deduction, make sure your car-related expenses qualify and track down all supporting documentation.
Even as your car gets older, the amount you owe could go up. Learn what to expect on your bill around Kansas City, how property values are calculated and when your payment is due in 2022.
What happens to your insurance policy when you sell your car? When you sell your vehicle, your car insurance policy doesn’t transfer to the new owner. Instead, you’ll need to contact your ...
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