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2. Does homeowners insurance cover water damage? - AOL

   www.aol.com/finance/does-homeowners-insurance...

   Understanding water damage insurance claims When water damage occurs, you need to take a few steps before you file a claim: Prevent additional damage by stopping water flow at the source.

3. What Is a homeowners insurance peril and how does it work? - AOL

   www.aol.com/finance/homeowners-insurance-peril...

   If and when a peril occurs and causes damage to your property, you may file a claim with your home insurance provider to help cover the repairs. A standard homeowners insurance policy lists the ...

4. How much homeowners insurance do I need? - AOL

   www.aol.com/finance/much-homeowners-insurance...

   This is called mine subsidence, and you’ll need an endorsement on your home insurance policy in order for related damage to be covered. Umbrella insurance: Umbrella policies may help pay ...

5. Water damage - Wikipedia

   en.wikipedia.org/wiki/Water_damage

   An insurance policy may or may not cover the costs associated with water damage and the process of water damage restoration. While a common cause of residential water damage is often the failure of a sump pump, many homeowner's insurance policies do not cover the associated costs without an addendum which adds to the monthly premium of the policy.

6. Home insurance - Wikipedia

   en.wikipedia.org/wiki/Home_insurance

   Home insurance in the United States may differ from other countries; for example, in Britain, subsidence and subsequent foundation failure is usually covered under an insurance policy. [7] United States insurance companies used to offer foundation insurance, which was reduced to coverage for damage due to leaks, and finally eliminated ...

7. Insurance in the United States - Wikipedia

   en.wikipedia.org/wiki/Insurance_in_the_United_States

   Insurance, generally, is a contract in which the insurer agrees to compensate or indemnify another party (the insured, the policyholder or a beneficiary) for specified loss or damage to a specified thing (e.g., an item, property or life) from certain perils or risks in exchange for a fee (the insurance premium). [2]