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2. The 9 Best No Annual Fee Credit Cards of October 2022 - AOL

   www.aol.com/finance/9-best-no-annual-fee...

   Annual fee. $0. APR. 17.99%, 22.99%, or 27.99% variable APR. Signup bonus. $200 cash rewards bonus after spending $1,000 in purchases within the first 90 days

3. How to Decide if a Credit Card's Annual Fee Is Worth It - AOL

   www.aol.com/decide-credit-cards-annual-fee...

   If you prefer a credit card without an annual fee, review our list of the best no annual fee credit cards to explore your options. Alert: highest cash back card we've seen now has 0% intro APR ...

4. How to cancel a credit card without hurting your credit score

   www.aol.com/finance/cancel-credit-card-without...

   The credit card issuer may extend an attractive offer that makes it worth your while to stay, such as waiving the annual fee for a year, lowering your interest rate or issuing bonus rewards.

5. Credit CARD Act of 2009 - Wikipedia

   en.wikipedia.org/wiki/Credit_CARD_Act_of_2009

   The Consumer Financial Protection Bureau in its October 2013 report on the CARD Act found that between the first quarter of 2009 and December 2012, credit card interest rates increased on average from 16.2% to 18.5%, while the “total cost of credit,” that is, the total of all fees and interest paid by all consumers as a percentage of the ...

6. Fair Credit and Charge Card Disclosure Act - Wikipedia

   en.wikipedia.org/wiki/Fair_Credit_and_Charge...

   The Fair Credit and Charge Card Disclosure Act (abbreviated as the FCCCDA) is an American consumer protection law that requires credit card companies and loan agencies to disclose any "fine print" about a loan or line of credit to the consumer. [1] This includes information about variable interest rates and fees. The FCCCDA was passed in 1988.

7. Fair Credit Billing Act - Wikipedia

   en.wikipedia.org/wiki/Fair_Credit_Billing_Act

   The Fair Credit Billing Act (FCBA) is a United States federal law passed during the 93rd United States Congress and enacted on October 28, 1974 as an amendment to the Truth in Lending Act (codified at 15 U.S.C. § 1601 et seq.) and as the third title of the same bill signed into law by President Gerald Ford that also enacted the Equal Credit Opportunity Act.