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Affirm provides credit to consumers at APRs between 0% and 36%, depending on what is being purchased, the merchant and the implied likelihood that the consumer will pay back the loan.
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Affirm Holdings, Inc. is an American technology company that provides financial services for shoppers and merchants. [3] [4] [5] Founded in 2012 by PayPal co-founder Max Levchin, [6] it is the largest U.S. based buy now, pay later lender.
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