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Money market accounts (MMAs) Money market funds (MMFs) Provider. Banks and credit unions. Investment firms and brokers. Insurance. FDIC or NCUA up to $250,000
The FDIC only insures money market accounts at FDIC-insured banks. The NCUA insures money market accounts through the National Credit Union Share Insurance Fund.
The money market account offered by Ally Bank is an example of an FDIC-insured money market account. The account earns a competitive yield, and it also comes with a debit card and checks.
A money market account covered by FDIC insurance is protected up to $250,000 per depositor, per insured bank for each account ownership category, according to the FDIC.
The money you save in these accounts is federally insured up to $250,000 by the FDIC or the NCUA for up to $250,000 per person, per account, protecting your nest egg against risk.
Today's best rates of return are found at FDIC-insured digital banks and online accounts paying out up to 5.40% APY with minimum deposits at NexBank, Bask Bank and Lending Club and up to 5.30% APY ...
Typically, as the Fed rate rises, so do APYs on savings products like CDs, high-yield accounts and money market accounts — surging to 4% and higher today to accelerate your savings.
Typically, as the Fed rate rises, so do APYs on savings products like CDs, high-yield accounts and money market accounts — surging to 5% and higher today to accelerate your savings.