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  2. Universal life insurance - Wikipedia

    en.wikipedia.org/wiki/Universal_life_insurance

    Universal life insurance (often shortened to UL) is a type of cash value [1] life insurance, sold primarily in the United States.Under the terms of the policy, the excess of premium payments above the current cost of insurance is credited to the cash value of the policy, which is credited each month with interest.

  3. Annuities in the United States - Wikipedia

    en.wikipedia.org/wiki/Annuities_in_the_United_States

    In a typical scenario, an investor (usually the annuitant) will make a single cash premium to own an annuity. After the policy is issued the owner may elect to annuitize the contract (start receiving payments) for a chosen period of time (e.g., 5, 10, 20 years, a lifetime).

  4. Premium Bonds - Wikipedia

    en.wikipedia.org/wiki/Premium_Bonds

    Premium Bonds is a lottery bond scheme organised by the United Kingdom government since 1956. At present it is managed by the government's National Savings and Investments agency. The principle behind Premium Bonds is that rather than the stake being gambled, as in a usual lottery , it is the interest on the bonds that is distributed by a lottery.

  5. How to calculate the present and future value of annuities - AOL

    www.aol.com/finance/calculate-present-future...

    Therefore, the future value of your annuity due with $1,000 annual payments at a 5 percent interest rate for five years would be about $5,801.91.

  6. Mega Millions calculator: Here's how much you'd win after taxes

    www.aol.com/news/mega-millions-calculator-heres...

    For premium support please call: 800-290-4726 more ways to reach us

  7. Super Bowl Squares: How Much Are Your Numbers Worth? - AOL

    www.aol.com/news/2013-02-01-super-bowl-squares...

    For premium support please call: 800-290-4726 more ways to reach us. Sign in. Mail. ... The numbers are based on a $50 a square game, with a $625 payout for the 1st and 3rd quarters, a $1,250 ...

  8. Insurance - Wikipedia

    en.wikipedia.org/wiki/Insurance

    Formula: retrospective premium = converted loss + basic premium × tax multiplier. Numerous variations of this formula have been developed and are in use. Formal self-insurance (active risk retention) is the deliberate decision to pay for otherwise insurable losses out of one's own money. [ 55 ]

  9. Variable universal life insurance - Wikipedia

    en.wikipedia.org/wiki/Variable_universal_life...

    Variable universal life insurance (often shortened to VUL) is a type of life insurance that builds a cash value. In a VUL, the cash value can be invested in a wide variety of separate accounts, similar to mutual funds, and the choice of which of the available separate accounts to use is entirely up to the contract owner.