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2. Calculator: How Much Life Insurance Do I Really Need? - AOL

   www.aol.com/lifestyle/calculator-much-life...

   Are you sure you’ve calculated the right amount of life insurance to fully protect your family’s financial future?

3. Term vs. Whole Life Insurance: What’s the Difference?

   www.aol.com/term-vs-whole-life-insurance...

   Benefits. Term Life Insurance. Whole Life Insurance. Duration. Varies; can last for a period of years or to a specific age. Life. Cost. Variable, but usually lower than whole life policies

4. Actuarial reserves - Wikipedia

   en.wikipedia.org/wiki/Actuarial_reserves

   As an example, consider a whole life insurance policy of one dollar issued on (x) with yearly premiums paid at the start of the year and death benefit paid at the end of the year. In actuarial notation, a benefit reserve is denoted as V. Our objective is to find the value of the net level premium reserve at time t.

5. Actuarial present value - Wikipedia

   en.wikipedia.org/wiki/Actuarial_present_value

   And let T (the future lifetime random variable) be the time elapsed between age-x and whatever age (x) is at the time the benefit is paid (even though (x) is most likely dead at that time). Since T is a function of G and x we will write T=T(G,x). Finally, let Z be the present value random variable of a whole life insurance benefit of 1 payable ...

6. Term life insurance - Wikipedia

   en.wikipedia.org/wiki/Term_life_insurance

   Term life insurance or term assurance is life insurance that provides coverage at a fixed rate of payments for a limited period of time, the relevant term. After that period expires, coverage at the previous rate of premiums is no longer guaranteed and the client must either forgo coverage or potentially obtain further coverage with different payments or conditions.

7. Types of life insurance - AOL

   www.aol.com/finance/types-life-insurance...

   Term life insurance. Term life insurance is typically more affordable than permanent life insurance because it is only active within a set period. Among the various types of term life insurance ...

8. Annual premium equivalent - Wikipedia

   en.wikipedia.org/wiki/Annual_premium_equivalent

   A common approach taken by insurance companies is to take 100% of regular premiums, being the annual premiums received for a policy, and 10% of single premiums. This assumes that an average life insurance policy lasts 10 years and therefore taking 10% of single premiums annualises the single lump sum payment received over the 10-year duration.

9. Can I convert my term life insurance to whole life insurance?

   www.aol.com/finance/convert-term-life-insurance...

   Term vs. whole life insurance. With term life insurance, the policyholder chooses a period during which their policy is active — usually somewhere between 10 and 30 years. The policyholder pays ...