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The Caja budget had multiplied nearly seven-fold from 1972 to 1979. By 1982, following economic crisis, the program faced a budget deficit of $26 million, equal to a third of its annual budget. Originally, Caja employees received coverage despite not having a payroll tax for the program. This was ended in 1982, when a 4% payroll tax was instituted.
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The foundation commonly dates itself to the 1990 creation of the Caixa d'Estalvis i Pensions de Barcelona (Spanish: Caja de Ahorros y Pensiones de Barcelona, "La Caixa") as a merger of the Caja de Ahorros y Monte de Piedad de Barcelona founded in 1844 and commonly known as Caja de Barcelona, founded in 1844, with the Caja de Pensiones para la Vejez y de Ahorros de Cataluña y Baleares, founded ...
In transportation, cargo refers to goods transported by land, water or air, while freight refers to its conveyance. In economics, freight refers to goods transported at a freight rate for commercial gain.