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  2. Visa is sued over 'Vanilla' gift card scam - AOL

    www.aol.com/news/visa-sued-over-vanilla-gift...

    Visa was sued on Tuesday by consumers who said the card payments network failed to make prepaid "Vanilla" gift cards less likely to being drained by thieves. Ira Schuman, who leads the proposed ...

  3. What is gift card draining? How to prevent getting scammed - AOL

    www.aol.com/news/gift-card-draining-prevent...

    When buying a gift card, use a credit card to make your purchase. That will boost the odds of getting a refund, if the need arises. This article was originally published on TODAY.com

  4. Maker of popular gift cards sued over alleged ‘card draining ...

    www.aol.com/finance/maker-popular-gift-cards...

    The reason why prepaid Visa Vanilla gift cards as well as other prepaid gift cards are being targeted by card draining scams is because of their versatility. These kinds of cards “can be used ...

  5. Authorization hold - Wikipedia

    en.wikipedia.org/wiki/Authorization_hold

    Authorization hold (also card authorization, preauthorization, or preauth) is a service offered by credit and debit card providers whereby the provider puts a hold of the amount approved by the cardholder, reducing the balance of available funds until the merchant clears the transaction (also called settlement), after the transaction is completed or aborted, or because the hold expires.

  6. How do credit card refunds work? - AOL

    www.aol.com/finance/credit-card-refunds...

    Refund. Chargeback. Refunds are initiated by a merchant after you return an item that was legitimately purchased. Chargebacks are initiated by your credit card company after you file a billing ...

  7. Gift card - Wikipedia

    en.wikipedia.org/wiki/Gift_card

    A gift card, also known as a gift certificate in North America, or gift voucher or gift token in the UK, [1] is a prepaid stored-value money card, usually issued by a retailer or bank, to be used as an alternative to cash for purchases within a particular store or related businesses. Gift cards are also given out by employers or organizations ...

  8. GiftCards.com - Wikipedia

    en.wikipedia.org/wiki/GiftCards.com

    GiftCards.com is an online gift-card retailer based in Pittsburgh, Pennsylvania. [1] [2] The company sells gift cards for thousands of different large corporate retailers and small businesses [3] including Vanillagifts.com, Best Buy, Barnes & Noble, Sephora, Coach, Amazon.com, and others.

  9. How to get a refund for a fraudulent credit card transaction

    www.aol.com/finance/refund-fraudulent-credit...

    Not receiving a credit or refund on your card for a product or service you are not satisfied with. Being charged twice for the same item. Getting charged a higher amount than is on your receipt.