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  2. Expedited Funds Availability Act - Wikipedia

    en.wikipedia.org/wiki/Expedited_Funds...

    Regulation CC stipulates four types of holds that a bank may place on a check deposit at its discretion. Each has its own qualifications and it is legal for the bank to place any type where the requirements are met, although bank policy may instruct that the type of hold placed be the one that holds the most funds the longest that can be applied legally.

  3. Regulation CC - Wikipedia

    en.wikipedia.org/?title=Regulation_CC&redirect=no

    This page was last edited on 9 February 2006, at 07:17 (UTC).; Text is available under the Creative Commons Attribution-ShareAlike 4.0 License; additional terms may apply.

  4. Anti-Money Laundering Improvement Act - Wikipedia

    en.wikipedia.org/wiki/Anti-Money_Laundering...

    The Anti-Money Laundering Improvement Act established national and international policies to prevent and combat money laundering and terrorist financing. [1]It protects the integrity of financial institutions by detecting money laundering activities, which involve converting illegally obtained funds into legitimate assets through complex transactions and disguising the proceeds as lawful funds.

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    Get AOL Mail for FREE! Manage your email like never before with travel, photo & document views. Personalize your inbox with themes & tabs. You've Got Mail!

  6. Unfair or Deceptive Acts or Practices - Wikipedia

    en.wikipedia.org/wiki/Unfair_or_Deceptive_Acts...

    Unfair, Deceptive, or Abusive Acts or Practices (UDAAP) is a proposal for bank regulation in the United States under Federal Reserve Regulation AA. The Board of Governors of the Federal Reserve System announced in a press release on Saturday, May 2, 2008, that the proposed rules, "prohibit unfair practices regarding credit cards and overdraft services that would, among other provisions ...

  7. Electronic Fund Transfer Act - Wikipedia

    en.wikipedia.org/wiki/Electronic_Fund_Transfer_Act

    An Act to extend the authority for the flexible regulation of interest rates on deposits and accounts in depository institutions. Nicknames: American Arts Gold Medallion Act: Enacted by: the 95th United States Congress: Effective: November 10, 1978: Citations; Public law: 95-630: Statutes at Large: 92 Stat. 3641 aka 92 Stat. 3728: Codification ...

  8. Fair Credit Reporting Act - Wikipedia

    en.wikipedia.org/wiki/Fair_Credit_Reporting_Act

    The Fair Credit Reporting Act, as originally enacted, was title VI of Pub. L. 91–508, 84 Stat. 1114, enacted October 26, 1970, entitled An Act to amend the Federal Deposit Insurance Act to require insured banks to maintain certain records, to require that certain transactions in United States currency be reported to the Department of the ...

  9. Fair Debt Collection Practices Act - Wikipedia

    en.wikipedia.org/wiki/Fair_Debt_Collection...

    The Fair Debt Collection Practices Act (FDCPA), Pub. L. 95-109; 91 Stat. 874, codified as 15 U.S.C. § 1692 –1692p, approved on September 20, 1977 (and as subsequently amended), is a consumer protection amendment, establishing legal protection from abusive debt collection practices, to the Consumer Credit Protection Act, as Title VIII of that ...

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