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  2. How to invest with CDs - AOL

    www.aol.com/finance/invest-cds-081806092.html

    $5,000 in a no-penalty CD with a 4.00 percent APY: While this yield is equal to the bank’s standard 1-year CD, it’s still higher than the bank’s 3-month CD. $5,000 in the bank’s 2-year ...

  3. How To Calculate Your CD Account’s Value - AOL

    www.aol.com/calculate-cd-account-value-195024430...

    Investing in a CD in your local or online bank or credit union means you’ll have your money tied up for a specified length of time at a fixed interest rate. Interest rates rise and fall, so you ...

  4. What Is a CD (Certificate of Deposit)? - AOL

    www.aol.com/cd-certificate-deposit-020004620.html

    Almost every bank or credit union offers a variety of CD options. But be sure to research which place is offering what, since some of the best CD rates can be over three times higher than the ...

  5. Certificate of deposit - Wikipedia

    en.wikipedia.org/wiki/Certificate_of_deposit

    The CD may be callable. The terms may state that the bank or credit union can close the CD before the term ends. Payment of interest. Interest may be paid out as it is accrued or it may accumulate in the CD. Interest calculation. The CD may start earning interest from the date of deposit or from the start of the next month or quarter.

  6. What is a CD (certificate of deposit)? - AOL

    www.aol.com/finance/cd-certificate-deposit...

    How are CD rates determined? One factor that can affect CD rates is changes to the federal funds rate, which is the Federal Reserve’s benchmark rate. When this rate goes up, competitive banks ...

  7. What Is a Dividend Rate on a CD? - AOL

    www.aol.com/dividend-rate-cd-005433366.html

    For instance, a CD with a 4.00% APY will yield more than a CD with a 3.00% APY. Credit unions often use the term dividend rate to describe how much you can earn by keeping your money in a CD. Do ...

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