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Homeowners insurance does cover water damage caused by ice or snow, but you will want to consider that there are several ways for moisture to enter your home — and some may not be covered by ...
Hail damage: All four major homeowners’ insurance providers say that roof damage from hail is covered under a typical plan. However, accessory buildings like a garage or shed may need separate ...
Flood damage coverage is not typically included in homeowners insurance policies, Allstate states, but if your roof is damaged due to wind or hail and rainwater gets into your home, your ...
A home insurance policy protects your finances against specific types of damage to your home and belongings, while a home warranty is a service contract that can cover repairs to major home ...
What does home insurance cover? A standard home insurance policy, or HO-3 policy, typically offers six coverage types: Your home’s structure (dwelling coverage) Other structures. Your personal ...
Water backup coverage: This endorsement provides coverage if your home’s sewer or water lines backup into the drain, toilets or showers from issues like clogged pipes or broken drains. These ...
Homeowners insurance typically provides coverage for plumbing damage and leaks when they occur suddenly and unintentionally. Standard homeowners insurance policies exclude coverage for plumbing ...
An insurance policy is a contract where the homeowner and insurance company agree that in exchange for a premium payment, the insurance company will provide compensation for the repairs or ...