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  2. Income requirements to qualify for a mortgage - AOL

    www.aol.com/finance/income-requirements-qualify...

    FHA loans: Insured through the Federal Housing Administration, FHA loans have more lenient credit score and DTI ratio requirements than conventional mortgages. The minimum down payment is 3.5 percent.

  3. FHA loan requirements for 2024: Here’s how to qualify - AOL

    www.aol.com/finance/fha-loan-requirements-2024...

    Credit score requirements are not the only benchmark you need to meet. You’ll need to make a down payment of at least 3.5 percent. This minimum increases to 10 percent if your credit score is ...

  4. How to get a mortgage - AOL

    www.aol.com/finance/mortgage-180956822.html

    They have no down payment requirement, and credit score requirements vary by lender. USDA loans: USDA loans, guaranteed by the U.S. Department of Agriculture (USDA), are available for properties ...

  5. What credit score is needed to refinance your mortgage? - AOL

    www.aol.com/finance/credit-score-refinance...

    Key takeaways. You’ll need a credit score of at least 620 for a conventional refinance. Credit score minimums for other types of refinances range from 580 to 700 or higher.

  6. The Average Credit Scores for 5 Types of Mortgage Loans - AOL

    www.aol.com/finance/average-credit-scores-5...

    Over the same time period, the average credit score for those with a mortgage has risen from 739 to 758. That puts the average credit score for mortgage holders 40 points above the national average.

  7. HFA loans: Everything you need to know - AOL

    www.aol.com/finance/hfa-loans-everything-know...

    Banks, credit unions, mortgage companies and other businesses that offer mortgages. Minimum down payment. ... Lower credit score requirements. 3.5 percent down payment requirement.

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