Search results
Results from the WOW.Com Content Network
ChexSystems is an American check verification service and consumer reporting agency owned by the eFunds subsidiary of Fidelity National Information Services. It provides information about the use of deposit accounts by consumers.
Submit a dispute on ChexSystems’ website and with your bank or credit union. Investigations are usually completed within 30 days — or 21 days if you’re a Maine resident.
ChexSystems usually takes 30 days to investigate a dispute, after which it may remove your report. Bottom line Banks and credit unions use information provided by ChexSystems to determine the risk ...
EFD (or eFunds Corporation) was a Scottsdale, Arizona based payments processor of electronic payments including debit card and automated teller machine (ATM) transactions. . It provided financial service companies and other large enterprises with new account decisions, fraud detection and payment processing servic
Your ChexSystems report might contain information from Certegy, another consumer reporting agency that offers check authorization services to merchants. You can get a free copy of your Certegy report.
These databases are often bundled with "check guarantee" services like ChexSystems. This leaves companies that use historical data reliant systems in a position of sometimes denying customers that have a valid check, but managed to get on the negative check database.
ChexSystems issues a consumer score that banks use to gauge the risk level of account applicants. Information on closed checking and savings accounts stays on your ChexSystems record for five years.
Shared Check Authorization Network (SCAN) is a database of bad check writers in the United States.The database is used by retailers in order to reduce the number of bad checks received.