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  2. U.S. prime rate - Wikipedia

    en.wikipedia.org/wiki/U.S._Prime_Rate

    The U.S. prime rate is in principle the interest rate at which a supermajority (3/4ths) of American banking institutions grant loans to their most creditworthy corporate clients. [1] As such, it serves as the de facto floor for private-sector lending, and is the baseline from which common "consumer" interest rates are set (e.g. credit card rates).

  3. History of Federal Open Market Committee actions - Wikipedia

    en.wikipedia.org/wiki/History_of_Federal_Open...

    The effective federal funds rate over time, through December 2023. This is a list of historical rate actions by the United States Federal Open Market Committee (FOMC). The FOMC controls the supply of credit to banks and the sale of treasury securities. The Federal Open Market Committee meets every two months during the fiscal year.

  4. Prime rate - Wikipedia

    en.wikipedia.org/wiki/Prime_rate

    Prime rates in the US, FRG and the European Union. The prime rate or prime lending rate is an interest rate used by banks, typically representing the rate at which they lend to their most creditworthy customers. Some variable interest rates may be expressed as a percentage above or below prime rate. [1]: 8

  5. Fed’s interest rate history: The federal funds rate from 1981 ...

    www.aol.com/finance/fed-interest-rate-history...

    After an eight-month recession beginning in August 1990, Greenspan and Co. managed to take the fed funds rate all the way up to a target level of 6.5 percent in May 2000, the highest of the period ...

  6. How does the prime interest rate affect you? - AOL

    www.aol.com/finance/does-prime-interest-rate...

    The prime interest rate, also known as the “U.S. prime rate” or “Wall Street Journal prime rate,” is determined by individual banks, helping them decide how much interest to charge for ...

  7. What Is the Current Prime Rate and How Does It Affect You? - AOL

    www.aol.com/finance/current-prime-rate-does...

    The current prime rate is 5.50%, up from 4.75% in June. It went into effect July 28, 2022. This is the fourth time in 2022 that the Federal Reserve has increased the prime rate.

  8. File:Historical WSJ Prime Rate 1947 to June 2022.svg

    en.wikipedia.org/wiki/File:Historical_WSJ_Prime...

    Historical WSJ Prime Rate 1947 to June 2022. Items portrayed in this file depicts. Wall Street Journal prime rate. U.S. prime rate. creator. some value. author name ...

  9. Fed Meeting Live Updates: Powell discusses latest rate cut ...

    www.aol.com/finance/november-fed-meeting-live...

    The average new vehicle interest rate was 4.60 percent at the beginning of 2020, and by the end of 2021, 60-month auto loan rates had fallen to a 20-year low of just 3.85 percent.

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