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Best CD rates today: Turn New Year's motivation into guaranteed growth with fixed APYs of up to 4.27% — Jan. 3, 2025
Typical CD rates are fixed, which means you're guaranteed a rate of return that doesn't change. While you can't add to or access your cash until the CD matures, the trade-off is a safe, stable way ...
Many savers who expect the Federal Reserve to lower interest rates this year are locking in a fixed yield now on a ... Wells Fargo offers a seven-month Special Fixed Rate CD that pays 4.75 percent ...
For example, one of today's top CDs pays 4.52% APY for a 12-month term, meaning that it'll maintain that rate through December 2025, regardless of how many times the Fed cuts rates next year.
Some of the best CD rates today include, but are not limited to, Amerant, which offers the highest 6-month CD rate at 5.00% APY, and TotalBank, which offers 5.00% APY on their 3-month CD. How CDs Work
A two-year CD from Sallie Mae Bank offers a 5.25 percent APY and requires a $2,500 minimum deposit. A three-year CD from Bread Savings pays a 4.5 percent APY, with a minimum deposit requirement of ...
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