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  2. Bankruptcy vs. default: Which route is best for you? - AOL

    www.aol.com/finance/bankruptcy-vs-default-route...

    Balance transfer credit card. If you have credit card debt on a card with a high APR, try transferring the balance to a card that offers 0 percent APR. This lets you pay down the balance without ...

  3. Best debt relief companies for credit card debt 2024 - AOL

    www.aol.com/finance/best-debt-relief-companies...

    In 2024, credit card debt accounted for 6.36% of all United States household debt, up from 5.8% in 2020. Credit card balances surged during the pandemic and, by the end of 2022, Alaska led the ...

  4. Best debt relief options for credit card debt - AOL

    www.aol.com/finance/best-debt-relief-options...

    The average credit card balance in the U.S. was $6,501 as of the third quarter of 2023, a 10 percent year-over-year increase. The national average credit utilization ratio stands at 29 percent.

  5. Best debt relief options for credit card debt - AOL

    www.aol.com/finance/best-debt-relief-options...

    The average credit card balance in the U.S. was $6,501 as of the third quarter of 2023, a 10% increase year over year. The national average credit utilization ratio stands at 29%.

  6. Best balance transfer cards with no balance transfer fee - AOL

    www.aol.com/finance/best-balance-transfer-cards...

    For example, if you were to transfer $10,000 in credit card debt to a balance transfer card, your fee might be 3 percent of your balance ($300) or 5 percent of your balance ($500) depending on the ...

  7. How to tell if debt settlement is a good idea for you - AOL

    www.aol.com/finance/tell-debt-settlement-good...

    Balance transfer credit cards can be an effective tool for saving money on interest and consolidating your debt. You may be able to consolidate high-interest debt onto a card with a lower or zero ...

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