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2. Streamline refinancing - Wikipedia

   en.wikipedia.org/wiki/Streamline_refinancing

   The FHA loan changes that went into effect June 2013 mean that the mortgage insurance on these loans can no longer be cancelled when the borrower has reached 22% equity. The VA does not have the same mortgage insurance mandates as the FHA, though it does have closing costs.

3. How to get a low-cost mortgage refinance - AOL

   www.aol.com/finance/low-cost-mortgage-refinance...

   In general, refinance closing costs equal around 2 percent to 5 percent of the new loan amount. So, for a $400,000 loan, you’re talking between $8,000 and $40,000. Keep in mind that these fees ...

4. Looking to refinance your FHA mortgage? Make it easier and ...

   www.aol.com/finance/looking-refinance-fha...

   Hold a government-back mortgage: In addition to FHA-backed loans, mortgages backed by the U.S. Department of Agriculture’s (USDA) or the Department of Veterans Affairs (VA) also qualify.

5. No-closing-cost mortgage: How it works and how to decide if ...

   www.aol.com/finance/no-closing-cost-mortgage...

   How much are mortgage closing costs? Closing costs vary by the home’s cost and location, but you can typically expect to pay about 2 to 5 percent of your total loan amount in closing costs. The ...

6. How the No-Closing-Cost Refinance Works - AOL

   www.aol.com/no-closing-cost-refinance-works...

   When you buy a home or refinance your mortgage, closing costs can run thousands of dollars. However, there is a way to eliminate the out-of-pocket cost when getting a new mortgage. With a no ...

7. Refinancing - Wikipedia

   en.wikipedia.org/wiki/Refinancing

   If the payment for 4.5% with $2,500 in settlement charges is the same for 4.625% for free then you will pay the same amount of money over the length of the loan, however if you choose the loan with closing cost and you refinance before the end of your term you wasted money on the closing cost.