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After you make your 120th qualifying monthly payment for PSLF, you’ll need to submit the PSLF form to receive loan forgiveness. You must be working for a qualifying employer at the time you submit the PSLF form .
I request (1) that the U.S. Department of Education (the Department) consider this form an application for loan forgiveness to determine whether I qualify for PSLF or TEPSLF, and discharge any qualifying loans that I have, and (2) if none of my loans qualify for PSLF or TEPSLF forgiveness
To benefit from PSLF, you need to repay your federal student loans under an IDR plan. New to PSLF? Check out our “4 Beginner Tips for Public Service Loan Forgiveness Success.” If you’re interested in PSLF, use the PSLF Help Tool to apply. 3 School-Related Discharge Options
Qualifying payments are on-time, full monthly payments made on an eligible loan after October 1, 2007 under a qualifying repayment plan while employed full-time by a qualifying employer. An on-time payment is a payment made no more than 15 days after the due date for the payment.
Find out more about Public Service Loan Forgiveness (PSLF) and Temporary Expanded Public Service Loan Forgiveness (TEPSLF) at StudentAid.gov/publicservice opens in new tab. To be considered for PSLF, you only need to submit a PSLF form.
In certain cases, you can have your federal student loan forgiven, canceled, or discharged. Find out whether you qualify due to your job or other circumstances.
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You may qualify for discharge of a federal student loan and/or TEACH Grant service obligation if you have a total and permanent disability.
I request forgiveness on my Direct Loan and/or FFEL program loans based on my employment as a full-time teacher for at least five consecutive, complete academic years. During that five-year period, I