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2. Credit Karma duped users into applying for credit cards, feds ...

   www.aol.com/credit-karma-duped-users-applying...

   Letters and emails are being sent to nearly 500,000 people who officials said received “pre-approved” credit card offers from Credit Karma or were told they had “90% odds” of approval ...

3. FTC sends over $2.5 million to 51,000 Credit Karma customers ...

   www.aol.com/ftc-sends-over-2-5-202835959.html

   This story was updated to add new information. More than 50,000 Credit Karma customers will soon receive checks or PayPal payments as part of a $2.5 million Federal Trade Commission payout.

4. How to apply for a credit card and get approved - AOL

   www.aol.com/finance/apply-credit-card-approved...

   1. Know your credit score and what it means. Your credit score is a three-digit number representing your credit health that issuers use to determine your creditworthiness or how likely you are to ...

5. Credit Karma - Wikipedia

   en.wikipedia.org/wiki/Credit_Karma

   Credit Karma is an American multinational personal finance company founded in 2007. It has been a brand of Intuit since December 2020. [3] It is best known as a free credit and financial management platform, but its features also include monitoring of unclaimed property databases and a tool to identify and dispute credit report errors. [4]

6. Credit score in the United States - Wikipedia

   en.wikipedia.org/wiki/Credit_score_in_the_United...

   A credit score is a number that provides a comparative estimate of an individual's creditworthiness based on an analysis of their credit report. [1] It is an inexpensive and main alternative to other forms of consumer loan underwriting. Lenders, such as banks and credit card companies, use credit scores to evaluate the risk of lending money to ...

7. Fair Credit and Charge Card Disclosure Act - Wikipedia

   en.wikipedia.org/wiki/Fair_Credit_and_Charge...

   The Fair Credit and Charge Card Disclosure Act (abbreviated as the FCCCDA) is an American consumer protection law that requires credit card companies and loan agencies to disclose any "fine print" about a loan or line of credit to the consumer. [1] This includes information about variable interest rates and fees. The FCCCDA was passed in 1988.

8. Credit Karma to Pay $3 Million Fine for ‘Pre-Approved’ Cards

   www.aol.com/finance/credit-karma-pay-3-million...

   Credit Karma is in legal trouble because it was pushing supposedly “pre-approved” credit cards on customers who then got rejected by credit card companies, hurting their credit scores ...

9. Charge-off - Wikipedia

   en.wikipedia.org/wiki/Charge-off

   A charge-off or chargeoff is a declaration by a creditor (usually a credit card account) that an amount of debt is unlikely to be collected. This occurs when a consumer becomes severely delinquent on a debt. Traditionally, creditors make this declaration at the point of six months without payment. A charge-off is a form of write-off.