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Women who work full-time are paid about 83.7 percent of a man’s salary, resulting in a $10,000 difference per year — a gap that only widens for women of color and women with disabilities.
Key takeaways. Women and minorities faced credit discrimination for decades. The Equal Credit Opportunity Act of 1974 made it easier for both groups to obtain credit cards and loans.
Credit scores treat medical debts the same as any other debts despite their involuntary nature (unlike opening a credit card for example). Some states have implemented laws to protect consumers against medical debts affecting their scores ranging from: [6] Prohibiting the reporting of medical debt for a certain time period after billing.
A cash transaction is any transaction where money is exchanged for a good, service, or other commodity. Cash transactions can refer to items bought with physical money, such as coins or cash, or with a debit card. These differ from credit transactions because the money is immediately taken from the buyer and given to the seller. [18] [19]
Smiley v. Citibank, 517 U.S. 735 (1996), is a U.S. Supreme Court decision upholding a regulation of the Comptroller of Currency which included credit card late fees and other penalties within the definition of interest and thus prevented individual states from limiting them when charged by nationally-chartered banks.
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With a credit card, the credit card company grants a line of credit to the card holder. The card holder can make purchases from merchants, and borrow the money for these purchases from the credit card company. Cashless society can be defined as one in which all financial transactions are handled through "digital" forms (debit and credit cards ...
Airfare. Paying for a plane ticket with a credit card often covers bags and their contents that are lost, stolen, or damaged. If luggage is delayed, the card issuer may even pay for necessities ...
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