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  2. What Is a homeowners insurance peril and how does it work? - AOL

    www.aol.com/finance/homeowners-insurance-peril...

    If and when a peril occurs and causes damage to your property, you may file a claim with your home insurance provider to help cover the repairs. A standard homeowners insurance policy lists the ...

  3. Will my homeowners insurance policy cover tree removal?

    www.aol.com/finance/homeowners-insurance-policy...

    Home insurance is designed to cover sudden and accidental damage. If you have a dead tree on your property, the damage caused by the tree is not necessarily sudden.

  4. Does homeowners insurance cover water damage? - AOL

    www.aol.com/finance/does-homeowners-insurance...

    What type of water damage is covered by homeowners insurance? HO-3 policies are the most common homeowners insurance policies on the market. They typically include open perils coverage for your ...

  5. Does your homeowners insurance go up after a claim? - AOL

    www.aol.com/finance/does-homeowners-insurance...

    If your home suffers damage from anything from a break in to a natural disaster, homeowners insurance can pay out for repairs and replacements needed. ... Average rates based on a claim filed on a ...

  6. Home insurance - Wikipedia

    en.wikipedia.org/wiki/Home_insurance

    Home insurance, also commonly called homeowner's insurance (often abbreviated in the US real estate industry as HOI [note 1]), ... Accidental water damage;

  7. What does homeowners insurance cover? - AOL

    www.aol.com/finance/does-homeowners-insurance...

    In the U.S., the average cost for homeowners insurance is $1,687 per year for a home insurance policy with $250,000 in dwelling coverage. Depending on your location, average premiums can range ...

  8. Guide to homeowners insurance - AOL

    www.aol.com/finance/guide-homeowners-insurance...

    Damage from floods is not covered under standard homeowners insurance policies, but flood insurance may be available through the National Flood Insurance Program (NFIP) and some private insurers ...

  9. Does homeowners insurance cover foundation repair? - AOL

    www.aol.com/finance/does-homeowners-insurance...

    Most insurance agreements only provide coverage for “sudden and accidental loss” or “direct physical loss,” which is defined as damage caused by an accident or other fortuitous event.

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