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  2. 9 Free, Easy-To-Use Budget Templates and Spreadsheets - AOL

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    Microsoft Excel Personal Monthly Budget Spreadsheet. Where to get it: Microsoft Office. As a heads up, if you’re interested in free Microsoft Office budget templates, you’ll likely find the ...

  3. 6 Free Budget Templates for Excel, Google Sheets & Numbers - AOL

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    Whether you use Microsoft Office Excel, Google Sheets or Apple Numbers, there’s a free spreadsheet for you. These budgeting templates will give you a head start from simple monthly and yearly ...

  4. 7 tips to help dig your way out of debt - AOL

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    One effective budget for paying off debt is the 50/30/20 method. With this approach, 50% of your net income goes for your “need-to-have” expenses, with 30% going toward discretionary spending ...

  5. How To Get Out of Debt: A Step-by-Step Guide - AOL

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    Make your credit card debt, or whichever debt has the highest interest rate, your top priority debt. Consider setting up an automatic payment for minimum balances on all other debt. Try to pay off ...

  6. 9 Ways To Get Debt-Free While Preserving Wealth - AOL

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    Check Out: 8 Steps To Take Now ... “Develop a budget that aligns with your financial goals,” Salahi emphasized. Track your expenses and identify areas where you can cut back without ...

  7. How to get out of debt without paying - AOL

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    Get professional help: Reach out to a nonprofit credit counseling agency that can set up a debt management plan. You’ll pay the agency a set amount every month toward each of your debts.

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  9. 9 Fastest Ways To Pay Down Debt, According To Experts - AOL

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    It isn’t enough to say you want to get out of debt. Be specific, such as I want to pay off $6,000 in debt in the next 12 months. Then you can break that down into mini-goals of $500 per month.”

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