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JCPenney Credit Card: 34.99%. JCPenney Mastercard: 34.99%. ... But a poor score or limited credit history means more risk for card issuers. Bad credit scores tend to feature higher ...
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After applying for a credit card, your credit score will temporarily drop. ... For example, if you’re approved for a credit card and offered a credit limit of $10,000, you’ll want to make sure ...
Your chance of instant approval largely depends on your credit score and financial history. Here are key factors that issuers consider: Credit Score: Many instant approval cards require a good ...
A credit score is primarily based on a credit report, information typically sourced from credit bureaus. [2] Lenders, such as banks and credit card companies, use credit scores to evaluate the potential risk posed by lending money to consumers and to mitigate losses due to bad debt.
“Your credit score plays a significant role in the credit card approval process. Before you fill out any applications, know what your current credit score is and apply for credit cards that fall ...
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