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2. No-credit-check loans: What are they and how do they work? - AOL

   www.aol.com/finance/no-credit-check-loans...

   No-credit-check loans do not require a review of your credit score, which can make them convenient if you have bad credit. But they can be risky and often have extremely high interest rates and ...

3. Payday loan - Wikipedia

   en.wikipedia.org/wiki/Payday_loan

   This is an accepted version of this page This is the latest accepted revision, reviewed on 27 December 2024. Short-term unsecured loan A shop window in Falls Church, Virginia, advertising payday loans. A payday loan (also called a payday advance, salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a short-term unsecured loan, often characterized by high interest ...

4. You need money and have no savings. Here’s what to do ... - AOL

   www.aol.com/finance/money-no-savings-instead...

   “Credit card rates won’t come down fast enough to bail you out of a bad situation.” To put this into perspective, let’s say you’ve been hit with a $1,500 car repair bill.

5. Payday loans in the United States - Wikipedia

   en.wikipedia.org/wiki/Payday_loans_in_the_United...

   About 60% of borrowers pay off their loans within two weeks of the days they predict. [46] When interest rates on payday loans were capped to 150% in Oregon, causing a mass exit from the industry and preventing borrowers from taking out payday loans, there was a negative effect with bank overdrafts, late bills, and employment.

6. Personal finance - Wikipedia

   en.wikipedia.org/wiki/Personal_finance

   Credit can be acquired through a variety of means, including unsecured debts such as personal loans, student loans, and credit cards, as well as secured debts such as car loans and mortgages. Using debt as a means to purchase goods and services brings about a variety of pros and cons that the consumer must become educated on before diving in.

7. 7 costly financial trends to leave behind in 2025 (and 5 ...

   www.aol.com/finance/financial-trends-231457605.html

   2. Getting trapped by phantom debt. Phantom debt is debt that’s old, was already paid off or never existed in the first place. But that doesn't stop aggressive collectors from trying to bring ...