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Since 2008, many outside lending institutions have entered the market and the average down payment on a BHPH loan has significantly decreased, as dealers try to maintain a share of the market. [2] Many of the benefits of separating the RFC out from the BHPH dealership are based in the tax code changes of the Tax Reform Act of 1986. The Act ...
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The dealer has the option of marking up the interest rate of the contract and retaining a portion of that markup. For example, a bank may give a wholesale money rate of 6.75% and the dealer may give the consumer an interest rate of 7.75%. The bank would then pay the dealer the difference or a portion thereof.
Sales tax on liquor was repealed in a 2010 referendum vote. Sales of individual items of clothing costing $175 or less are generally exempt; on individual items costing more than $175, sales tax is due only on the amount over $175. [129]
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Unless you’re lucky enough to live in a state with no sales tax, you pay a percentage on nearly all of the items you purchase.
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The tax gap is the difference between the amount of tax legally owed and the amount actually collected by the government. The tax gap in 2006 was estimated to be $450 billion. [ 125 ] The tax gap two years later in 2008 was estimated to be in the range of $450–$500 billion and unreported income was estimated to be approximately $2 trillion ...
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