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2. Buying a home after foreclosure - AOL

   www.aol.com/finance/buying-home-foreclosure...

   Conventional loan (3–7 years) – After a foreclosure, it can take you as long as seven years to get a conventional loan (one that mortgage market-makers like Fannie Mae or Freddie Mac will buy ...

3. Can you back out of a house offer once it’s been accepted?

   www.aol.com/finance/back-house-offer-once...

   Common reasons why buyers might back out of a deal: Their financing fell through. They unexpectedly lost their job. The appraisal came in too low. A major problem was found in the inspection

4. 9 Money Moves You Must Make Immediately After Buying a House

   www.aol.com/9-money-moves-must-immediately...

   Learn More: 20 Best Cities Where You Can Buy a House for Under $100K Update Your Budget To Reflect New Expenses Homeownership brings a host of new costs, including property taxes, homeowners ...

5. Wraparound mortgage - Wikipedia

   en.wikipedia.org/wiki/Wraparound_mortgage

   The seller, who has the original mortgage sells his home with the existing first mortgage in place and a second mortgage which he "carries back" from the buyer. The mortgage he takes from the buyer is for the amount of the first mortgage plus a negotiated amount less than or up to the sales price, minus any down payment and closing costs. The ...

6. Mortgage law - Wikipedia

   en.wikipedia.org/wiki/Mortgage_law

   [19] Under title theory, a mortgage has the effect of a deed passing legal title, though conditionally, of the mortgaged property to the mortgagee (the lender in a loan agreement being secured by the mortgage), with so-called "equitable title" (which is really equity of redemption) being retained by the mortgagor (the borrower in the loan). The ...

7. What is a clear title? How to check if a property has one - AOL

   www.aol.com/finance/clear-title-check-property...

   If you're buying a home with a mortgage, your lender will require a title search to ensure a clear title. While it's not a requirement to buy a home, an owner's title insurance policy can help ...

8. How to choose a mortgage lender: 6 tips - AOL

   www.aol.com/finance/choose-mortgage-lender-6...

   Government-backed loans, like FHA, VA and USDA loans. You can get a conventional loan for as little as 3 percent down, but you’ll need to pay for private mortgage insurance (PMI) with a down ...

9. Second mortgage - Wikipedia

   en.wikipedia.org/wiki/Second_mortgage

   Second mortgages, commonly referred to as junior liens, are loans secured by a property in addition to the primary mortgage. [1] [2] Depending on the time at which the second mortgage is originated, the loan can be structured as either a standalone second mortgage or piggyback second mortgage. [3]