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  2. How to buy a house with bad credit - AOL

    www.aol.com/finance/buy-house-bad-credit...

    Lenders typically want homebuyers to have a FICO Score of at least 620, but it may still be possible to get a mortgage if your score is 500 or higher.

  3. How to buy a house with bad credit - AOL

    www.aol.com/finance/buy-house-bad-credit...

    Key takeaways. You can get a mortgage with a credit score as low as 620, 580 or even 500, depending on the type of loan. Some mortgage lenders offer bad credit loans with more flexible qualifying ...

  4. Straw borrower - Wikipedia

    en.wikipedia.org/wiki/Straw_borrower

    A straw borrower is a United States term for an individual whose name, social security number, and credit history are used to hide the identity of the organizers of a for-profit mortgage fraud scheme. Straw buyers are also used in order to obtain a residential mortgage for a person who would not qualify for the loan, frequently a family member ...

  5. Best mortgage lenders for bad credit in 2024 - AOL

    www.aol.com/finance/best-mortgage-lenders-bad...

    Here are some of the best bad credit mortgage lenders in 2024. ... 24/7 customer service over the phone; free credit counseling for service members ... (for service members and veterans) or a USDA ...

  6. Texas Office of Consumer Credit Commissioner - Wikipedia

    en.wikipedia.org/wiki/Texas_Office_of_Consumer...

    Originally set up as the Office of Regulatory Loan Commissioner in 1963, [4] the Office of Consumer Credit Commissioner (OCCC)’s current name was established when the Texas Credit Code was enacted in 1967. [5] The Texas Finance Commission oversees the OCCC, [6] and appoints the Consumer Credit Commissioner who serves at its will. [7]

  7. Criminal records in the United States - Wikipedia

    en.wikipedia.org/wiki/Criminal_records_in_the...

    In the United States, any person, including a private investigator, criminal research or background check company, may go to a county courthouse and search an index of criminal records by name and date of birth or have a county clerk search for records on an individual. Such a search may produce information about criminal and non-criminal ...

  8. Guide to first-time homebuyer loans and programs - AOL

    www.aol.com/finance/guide-first-time-homebuyer...

    FHA loan: Insured by the Federal Housing Administration, FHA loans allow you to buy a home with a minimum credit score of 580 and as little as 3.5 percent down, or a credit score as low as 500 ...

  9. Mortgage industry of the United States - Wikipedia

    en.wikipedia.org/wiki/Mortgage_industry_of_the...

    Credit Report; 1003 — Uniform Residential Loan Application; 1004 — Uniform Residential Appraisal Report; 1005 — Verification Of Employment (VOE) 1006 — Verification Of Deposit (VOD) 1007 — Single Family Comparable Rent Schedule; 1008 — Transmittal Summary; Copy of deed of current home; Federal income tax records for last two years

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