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  2. Term deposit vs. call deposit: What’s the difference? - AOL

    www.aol.com/finance/term-deposit-vs-call-deposit...

    Liquidity will be a big factor in choosing between term deposits and call deposits. Skip to main content. Sign in. Mail. 24/7 Help. For premium support please call: 800-290-4726 ...

  3. Time deposit - Wikipedia

    en.wikipedia.org/wiki/Time_deposit

    Generally, the longer the term and the larger the deposit amount the higher the interest rate that will be offered. [1] The interest paid on a time deposit tends to be higher than on an at-call savings account, but tends to be lower than that of riskier products such as stocks or bonds.

  4. Best CD rates for January 31, 2025 - AOL

    www.aol.com/finance/best-cd-rates-today-feds...

    Here's how FDIC national deposit rates on a $10,000 minimum deposit compare to other deposit accounts between December 2024 and January 2025. Savings and deposit account National deposit rate on ...

  5. Best CD rates today: Top yields still holding at 4.35% APY ...

    www.aol.com/finance/best-cd-rates-today-top...

    Here's how FDIC national deposit rates on a $10,000 minimum deposit compare to other deposit accounts between December 2024 and January 2025. Savings and deposit account National deposit rate on ...

  6. How do certificates of deposit work? Understanding CDs ... - AOL

    www.aol.com/finance/how-do-cds-work-220139365.html

    For premium support please call: 800-290-4726 ... Sept. 18 decision to lower benchmark interest rates, these deposit accounts can still be ... one-time deposit that earns a fixed APY compounded ...

  7. Deposit account - Wikipedia

    en.wikipedia.org/wiki/Deposit_account

    When the term is over it can be withdrawn or it can be rolled over for another term. Generally speaking, the longer the term the higher the interest rate offered by the bank. 5 Call deposit A deposit account that allows for the withdrawal of funds without penalty but requires a higher minimum balance to earn interest. [1] 6 Sweep account

  8. Certificate of deposit - Wikipedia

    en.wikipedia.org/wiki/Certificate_of_deposit

    A certificate of deposit (CD) is a time deposit sold by banks, thrift institutions, and credit unions in the United States. CDs typically differ from savings accounts because the CD has a specific, fixed term before money can be withdrawn without penalty and generally higher interest rates.

  9. High-yield savings accounts vs. CDs: Which is best for ... - AOL

    www.aol.com/finance/high-yield-savings-account...

    A certificate of deposit — or a CD — is a savings account that pays a fixed rate of interest on an initial deposit that you agree to lock away for an agreed-on period of time. CD terms can ...

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