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2. How to cancel a life insurance policy

   www.aol.com/finance/cancel-life-insurance-policy...

   Permanent life insurance policies, such as whole life or universal life, are designed to provide lifelong coverage, with maximum coverage ages ranging from 95 to 121, and typically include a cash ...

3. Borrowing against your life insurance policy

   www.aol.com/finance/borrowing-against-life...

   Borrowing is only available on permanent life insurance policies, such as whole or universal life, not on term policies. ... For most policies, surrender charges exist during the first 10 to 15 ...

4. How to sell your life insurance policy

   www.aol.com/finance/sell-life-insurance-policy...

   Surrender your policy: Permanent life insurance policies with cash value can be surrendered, allowing you to receive the surrender value — the cash value minus any fees or outstanding balances ...

5. Variable universal life insurance - Wikipedia

   en.wikipedia.org/wiki/Variable_universal_life...

   Variable universal life insurance (often shortened to VUL) is a type of life insurance that builds a cash value. In a VUL, the cash value can be invested in a wide variety of separate accounts, similar to mutual funds, and the choice of which of the available separate accounts to use is entirely up to the contract owner.

6. Life insurance - Wikipedia

   en.wikipedia.org/wiki/Life_insurance

   Life insurance (or life assurance, especially in the Commonwealth of Nations) is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money upon the death of an insured person.

7. Cash value - Wikipedia

   en.wikipedia.org/wiki/Cash_value

   The determination of the cash value, both the base amount and the applicable surrender charge, in the contract can be explicit by determining the value for each surrender date (guaranteed cash values), by referring to the value of specific investments or subject to the discretion of the insurance company, which is often executed to bring cash values in line with values of the investments of ...

8. What is cash value life insurance? - AOL

   www.aol.com/finance/cash-value-life-insurance...

   Variable life insurance. Variable life insurance is a policy with a little more “investment power” built in. Here, your cash value isn’t just sitting in your cash value account; instead, it ...

9. What Is Variable Life Insurance? - AOL

   www.aol.com/finance/variable-life-insurance...

   Variable life insurance is a type of permanent life insurance policy. Essentially, a variable life insurance policy boils down to a contract between you and an insurance company.