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  2. What is joint borrowing? - AOL

    www.aol.com/finance/joint-borrowing-190834758.html

    If your application is approved, the joint personal loan or credit card is issued in both of your names and you are both legally liable for repaying the debt. Joint borrowing can also have an ...

  3. How to get a debt consolidation loan with bad credit

    www.aol.com/finance/debt-consolidation-loan-bad...

    Joint applicants (also called co-borrowers or co-applicants) take on the debt with the primary borrower and have joint ownership of the balance. Secured loans. These loans require some form of ...

  4. How to Get Personal Loans for Bad Credit With a Cosigner or ...

    www.aol.com/personal-loans-bad-credit-cosigner...

    The option to add a cosigner or co-applicant isn’t as common for personal loans as it is for other products, such as private student loans. So make sure to check the lender’s policy online or ...

  5. Unsecured guarantor loan - Wikipedia

    en.wikipedia.org/wiki/Unsecured_guarantor_loan

    In personal finance, a guarantor loan is a type of unsecured loan that requires a guarantor to co-sign the credit agreement. A guarantor is a person who agrees to repay the borrower’s debt should the borrower default on agreed repayments.

  6. 8 types of personal loans and their uses — plus 5 to avoid

    www.aol.com/finance/types-personal-loans-uses...

    Personal loans can be a good way to cover one-time expenses or consolidate debt. ... Co-signed and joint loans. If you’re unable to qualify for a personal loan on your own, a lender might ...

  7. Loan - Wikipedia

    en.wikipedia.org/wiki/Loan

    Interest rates on unsecured loans are nearly always higher than for secured loans because an unsecured lender's options for recourse against the borrower in the event of default are severely limited, subjecting the lender to higher risk compared to that encountered for a secured loan. An unsecured lender must sue the borrower, obtain a money ...

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