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2. What is joint borrowing? - AOL

   www.aol.com/finance/joint-borrowing-190834758.html

   Adding a joint applicant to your loan application who earns a separate income from you might make you eligible to borrow more money. Build or rebuild your credit. A well-managed joint account ...

3. How to Get Personal Loans for Bad Credit With a Cosigner or ...

   www.aol.com/personal-loans-bad-credit-cosigner...

   The option to add a cosigner or co-applicant isn’t as common for personal loans as it is for other products, such as private student loans. So make sure to check the lender’s policy online or ...

4. 8 types of personal loans and their uses — plus 5 to avoid

   www.aol.com/finance/types-personal-loans-uses...

   Personal loans can be a good way to cover one-time expenses or consolidate debt. ... Co-signed and joint loans. If you’re unable to qualify for a personal loan on your own, a lender might ...

5. Loan - Wikipedia

   en.wikipedia.org/wiki/Loan

   Interest rates on unsecured loans are nearly always higher than for secured loans because an unsecured lender's options for recourse against the borrower in the event of default are severely limited, subjecting the lender to higher risk compared to that encountered for a secured loan. An unsecured lender must sue the borrower, obtain a money ...

6. LightStream - Wikipedia

   en.wikipedia.org/wiki/LightStream

   Debuting in March 2013, LightStream is a financial services technology company that provides unsecured, personal loans to people with good credit rating, through a digital process. On April 20, Truist announced that it will fold LightStream into its broader consumer business, a move designed to reduce the costs of operating a separate brand.

7. How to get a debt consolidation loan with bad credit

   www.aol.com/finance/debt-consolidation-loan-bad...

   Joint applicants (also called co-borrowers or co-applicants) take on the debt with the primary borrower and have joint ownership of the balance. Secured loans. These loans require some form of ...