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2. How to pay off a debt in collections

   www.aol.com/finance/pay-off-debt-collections...

   2. Know your debt collection rights. Educate yourself about your rights under the Fair Debt Collection Practices Act (FDCPA). This federal law regulates how creditors and debt collectors can ...

3. How to settle credit card debt - AOL

   www.aol.com/finance/settle-credit-card-debt...

   Note that with DIY debt settlement and debt settlement with a company, you may run out of time to negotiate a settlement with the original creditor if your debt is sold to a collections agency ...

4. How to settle credit card debt - AOL

   www.aol.com/finance/settle-credit-card-debt...

   Collection agencies may be unwilling to negotiate a settlement, even after months of payments to a debt settlement company. Having accounts in collections can damage your credit score. You want to ...

5. Debt settlement - Wikipedia

   en.wikipedia.org/wiki/Debt_settlement

   A good debt settlement company will handle calls from the credit card companies, nor the collection agencies. Calls will slow down as the settlement company makes contact with the creditors. Good settlement companies will arrange monthly update calls, establish a plan where the debtor can miss a payment or two, or finish the plan six months ...

6. What to do about a bank account levy - AOL

   www.aol.com/finance/fight-creditor-account-levy...

   A bank levy is a legal action taken against you by a creditor or debt collection agency. A levy allows the creditor to take funds directly from a bank account to satisfy unpaid debts or taxes ...

7. Demand letter - Wikipedia

   en.wikipedia.org/wiki/Demand_letter

   A demand letter, letter of demand, [1] (of payment), or letter before claim, [2] is a letter stating a legal claim (usually drafted by a lawyer) which makes a demand for restitution or performance of some obligation, owing to the recipients' alleged breach of contract, or for a legal wrong.