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  2. Homebuyer education courses: What are they and should you ...

    www.aol.com/finance/homebuyer-education-courses...

    Low cost: Homebuyer courses range from free to up to $125 or more, which includes all materials you’ll need to complete the course. Even better, some programs will credit the amount you spend on ...

  3. Real estate license - Wikipedia

    en.wikipedia.org/wiki/Real_estate_license

    A real estate license is an authorization issued by a government body to give agents and brokers the legal authority to represent a home seller or buyer in a real estate transaction. Real estate agents and real estate brokers are required to be licensed when conducting real estate transactions in the United States and in a small number of other ...

  4. California Department of Real Estate - Wikipedia

    en.wikipedia.org/wiki/California_Department_of...

    A real estate license must be obtained from the DRE in order to engage in the real estate business and to act in the capacity of a real estate broker or salesperson within the State of California. Before applying for a license, all education and experience requirements mandated by the Department must be fulfilled. [ 5 ]

  5. Mortgage broker - Wikipedia

    en.wikipedia.org/wiki/Mortgage_broker

    A mortgage broker works as a conduit between the buyer (borrower) and the lender (banks and non-bank lenders), whereas a loan officer typically works directly for the lender. Many states require the mortgage broker to be licensed. States regulate lending practice and licensing, and the rules vary from state to state.

  6. Mortgage loan originators: What are they and what do ... - AOL

    www.aol.com/finance/mortgage-loan-originators...

    A mortgage loan officer isn’t always the same as a mortgage banker (though they work for one). The officer won’t make the decision to approve or deny you a loan; they just process it and ...

  7. 5 biggest myths about mortgage refinance - AOL

    www.aol.com/finance/5-biggest-myths-mortgage...

    Key takeaways. One of the most common mortgage myths is that refinancing is free. However, you’ll need to pay fees, usually ranging from 2 percent to 5 percent of the mortgage principal amount.

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