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2. How does debt consolidation work? Answers from someone who’s ...

   www.aol.com/finance/debt-consolidation-loans...

   Only consider a debt consolidation loan if you're offered a lower interest rate than your previous loans. Debt consolidation loans can help you manage your debt, but only if you can afford to make ...

3. What is a debt consolidation loan — and can it help you lower ...

   www.aol.com/finance/what-is-a-debt-consolidation...

   The best time to use a loan for debt consolidation is when interest rates fall lower than they were when you first took on your debt — especially if you’re consolidating other personal loans ...

4. How to pay off your credit card debt: A step-by-step game ...

   www.aol.com/finance/how-to-pay-off-credit-card...

   debt consolidation personal loans. Best for debt amount. Under $10,000. Over $10,000. Typical timeline. 12- to 21-month intro period. 2- to 7-year loan term. APR rate. 0% for the intro period ...

5. These are the best debt relief options — which is ... - AOL

   www.aol.com/finance/different-debt-relief...

   In the case of a debt consolidation loan, that monthly payment will be fixed. But keep in mind that it will include added interest. Learn more: Bankrate's debt consolidation calculator

6. How to consolidate debt without hurting your credit

   www.aol.com/finance/consolidate-debt-without...

   The idea here is to pay a lower interest rate on a consolidation loan or balance transfer credit card than you currently have. This is doable with a “good” credit score, which is at least 670 ...

7. Choosing a debt consolidation lender: How to find the best

   www.aol.com/finance/choosing-debt-consolidation...

   According to Bankrate data, the average personal loan currently has an interest rate of around 12 percent. That said, interest rates on debt consolidation loans range from about 7.5 percent to 36 ...