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Some coverage types help with medical bills, and others pertain to property and vehicle damage. In 2022, car insurance claims averaged $24,211 for bodily injury and $5,313 for property damage ...
The insurance company will not pay more than $25,000 for property damage in repairs to the vehicle that the insured one hit. In the state of Indiana, the minimum liability limits are $25,000/$50,000/$10,000, [7] so there is a greater property damage exposure for only carrying the minimum limits.
Liability. Liability insurance includes bodily injury liability and property damage liability coverage. Bodily injury pays for others’ medical bills if you are at fault for an accident, and ...
The minimum coverage defined by German law for car liability insurance / third-party personal insurance is €7,500,000 for bodily injury (damage to people), €500,000 for property damage and €50,000 for financial/fortune loss which is in no direct or indirect coherence with bodily injury or property damage. [24]
For instance, if your car's value has dropped to $25,000 but you still owe $30,000 on your loan, gap insurance would cover that $5,000 difference if your car is totaled or stolen.
Property coverage, for damage to or theft of the car; Liability coverage, for the legal responsibility to others for bodily injury or property damage; Medical coverage, for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses
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