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2. How to consolidate student loans & why you might want to

   www.aol.com/finance/consolidate-student-loans...

   Borrowers with federal Direct Loans or Federal Family Education Loan Program (FFELP) loans who consolidate their loans by June 30, 2024, will have any eligible payments from before consolidation ...

3. Citibank Student Loans: What You Need to Know - AOL

   www.aol.com/finance/citibank-student-loans-know...

   A long time ago — before the introduction of the Direct Loan Program — I consolidated my federal loans with Citibank. In 2010, Citibank sold off its student loan unit, and has since stopped ...

4. Pros and cons of consolidating student loans

   www.aol.com/finance/pros-cons-consolidating...

   And if you have federal loans, switching to a Direct Consolidation Loan can be necessary to access federal student loan repayment and forgiveness plans. That said, there are times when ...

5. Federal student loan consolidation - Wikipedia

   en.wikipedia.org/wiki/Federal_student_loan...

   The Federal Loan Consolidation Program was created in 1986. In 1998, the United States Congress changed the interest rate to the aforementioned fixed rate weighted mean, effective February 1, 1999.

6. 4 types of debt you can consolidate

   www.aol.com/finance/3-types-debt-consolidate...

   With a consolidation loan the amount of debt owed would still be on your credit report, but because personal loans are installment loans, they don’t impact your score as severely as credit cards ...

7. Pros and cons of debt consolidation

   www.aol.com/finance/pros-cons-debt-consolidation...

   American consumer debt — including mortgages, car loans, credit cards and student loans — reached $16.90 trillion in the fourth quarter of 2022, according to the New York Federal Reserve. This ...

8. How to refinance student loans with bad credit - AOL

   www.aol.com/finance/refinance-student-loans-bad...

   Refinancing student loans can be a great way to save money on your educational debt. Yet many private lenders require a minimum credit score in the mid-to-high 600s to refinance your student loans.

9. These are the best debt relief options — which is ... - AOL

   www.aol.com/finance/different-debt-relief...

   Debt consolidation. Debt consolidation combines multiple debts under a new personal loan or credit card to streamline repayment. Consolidating makes the most sense if you qualify for a lower rate ...