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  2. What is a debt consolidation loan — and can it help you lower ...

    www.aol.com/finance/what-is-a-debt-consolidation...

    A debt consolidation loan is best for when you have unsecured debt that you can’t pay off within a year — such as credit cards and high-interest personal loans. Loan amounts can range from ...

  3. How does debt consolidation work? Answers from someone who’s ...

    www.aol.com/finance/debt-consolidation-loans...

    You’d have just one monthly payment to manage instead of three.Here’s how a debt consolidation loan can help you save on interest costs. Card 1 has a balance of $5,000 with an APR of 20 percent.

  4. Choosing a debt consolidation lender: How to find the best

    www.aol.com/finance/choosing-debt-consolidation...

    A debt consolidation loan can provide a lower interest rate than most credit cards. According to Bankrate data, the average personal loan currently has an interest rate of around 12 percent. That ...

  5. The top 9 reasons for personal loans - AOL

    www.aol.com/finance/top-9-reasons-personal-loans...

    You may be able to accomplish more financial goals than you realize with a personal loan. 1. Debt consolidation. ... The average APR for a payday loan can be more than 600 percent, depending on ...

  6. 8 types of personal loans and their uses — plus 5 to avoid

    www.aol.com/finance/types-personal-loans-uses...

    You’re not alone if you’re considering a personal loan to get over a financial setback or consolidate debt. According to a recent Experian study , the average consumer has personal loan debt ...

  7. How do you qualify for a debt consolidation loan?

    www.aol.com/finance/qualify-debt-consolidation...

    You can get a debt consolidation loan from most banks, credit unions and online lenders. Eligibility requirements will vary by institution, but there are a few steps you can take — like checking ...

  8. 4 types of debt you can consolidate

    www.aol.com/finance/3-types-debt-consolidate...

    Consolidating debt can save you money on interest and help you get out of debt faster, depending on your situation. Unsecured debt, such as credit cards, student loans, medical bills and high ...

  9. 5 steps to apply for a debt consolidation loan

    www.aol.com/finance/5-steps-apply-debt...

    Debt consolidation is one of the more common ways to use a personal loan, so you can find a variety of lenders that offer them. Banks, online lenders and credit unions offer similar loan products ...

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