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  2. Filing a home insurance claim - AOL

    www.aol.com/finance/filing-home-insurance-claim...

    An insurance adjuster is another term for the insurance claims agent for your home insurance company. Endorsement An endorsement is an addition, modification or update that is made to an original ...

  3. When to file a home insurance claim and how to do it - AOL

    www.aol.com/finance/file-home-insurance-claim...

    Filing a home insurance claim might make the most sense when the loss estimate is more than your deductible. Any claim, even a minor one, might lead to an increase in your home insurance premium.

  4. How to read a homeowners insurance policy

    www.aol.com/finance/read-homeowners-insurance...

    The most common type of homeowners insurance is the HO-3, which covers your home and detached structure on an open perils basis, and your personal property by named perils. HO-3 policies also ...

  5. Home insurance - Wikipedia

    en.wikipedia.org/wiki/Home_insurance

    Common exclusions. As with most insurance policies, there are always exclusions. The most common are: [24] General wear-and-tear maintenance; Faulty workmanship; Mechanical or electrical breakdown; Any amount over the limits shown on the policy schedule or in the policy; Restricted cover when the home is empty or is let to tenants

  6. What is homeowners insurance and how does it work? - AOL

    www.aol.com/finance/homeowners-insurance-does...

    An HO-3 policy is the most common. Typically, coverage includes: Dwelling coverage. ... However, J.D. Power reports that the average home insurance claims cycle timeline is 23.9 days, while ...

  7. Guide to homeowners insurance - AOL

    www.aol.com/finance/guide-homeowners-insurance...

    HO-3 policies: These are the most common homeowners insurance policy type and include all the basic coverage types. The key difference between HO-3 and HO-2 policies is that an HO-3 policy covers ...

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