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If you’re short on time, you can initiate instant transfers, which carry a 1.75% fee or a minimum of $0.25 and a maximum of $25. Venmo users can also buy or sell cryptocurrencies with fees attached.
The transfer duration depends on the bank and/or the person's settings. Some e-Transfers can be automatically cancelled after 24 hours or after a period of up to 30 days, depending on the bank / the user. Banks like TD, CIBC, and RBC have a set 30-day limit until an e-Transfer is cancelled, while other banks have shorter durations and set limits.