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In the United States, a national bank is an ordinary private bank operating within the federal government's regulatory structure, which usually but not always operates nationally, [1] and is under the supervision of the Office of the Comptroller of the Currency. [2] It is legally required to be a member of the Federal Reserve System. [3]
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The National Bank of Detroit (NBD), later renamed NBD Bank, was a bank that operated mostly in the Midwestern United States. Following its merger with First National Bank of Chicago, the bank was ultimately acquired and merged into Bank One, at which point the NBD name was discontinued. Today, what was once NBD is owned by JPMorgan Chase & Co.
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