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One of Upstart’s biggest draws is the fact that it has extremely generous credit requirements. Scores as low as 300 — the lowest possible — can still potentially qualify for a loan with Upstart.
Upstart is better for rate shopping. A credit score of 550 or higher could work with either lender, but Upstart shops your information to its partner lenders that consider applicants from all ...
Upgrade vs. Upstart: Which personal loan is better? For premium support please call: 800-290-4726 more ways to reach us
Upstart, for example, offers unsecured loans up to $50,000 and doesn’t have a credit score requirement. It does have a minimum income requirement of $12,000 though, so that will be considered ...
Personify. Upstart. Bankrate Score. 4.0. 4.7. Better for. Personal customer service experience. Bad credit. Loan amounts. $500-$15,000. $1,000-$50,000. APRs. 19.00% ...
Through the first half of 2024, Upstart's total loan transaction volume was $2.2 billion, slightly above last year but well below its peak in 2021, where transaction volume was over $4.5 billion.
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