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  2. What is a personal loan? How it works — and what to know ...

    www.aol.com/finance/what-is-a-personal-loan...

    For example, the online lender Upstart charges origination fees as high as 12% of the loan amount. ... Doesn’t require collateral. Funding in as little as 24 hours.

  3. What do lenders look for beyond your credit score?

    www.aol.com/finance/lenders-look-beyond-credit...

    Collateral Some types of loans, like auto loans and home equity loans , require collateral. If you do not pay your loan, the lender can take what you used as collateral.

  4. Secured vs. unsecured startup business loan - AOL

    www.aol.com/finance/secured-vs-unsecured-startup...

    Secured loans require collateral, such as business equipment or real estate, and come with more flexible terms and lower interest rates. Unsecured loans do not require collateral but often require ...

  5. Upstart Holdings - Wikipedia

    en.wikipedia.org/wiki/Upstart_Holdings

    Upstart is an AI lending platform that partners with banks and credit unions to provide consumer loans using non-traditional variables, such as education and employment, to predict creditworthiness. The founding team includes Dave Girouard, former President of Enterprise Google ; Paul Gu, a Thiel Fellow ; and Anna Counselman, former Manager of ...

  6. Upstart Personal Loans Review 2022 - AOL

    www.aol.com/finance/upstart-personal-loans...

    Our Upstart loans review shows you how you could get a loan — even with less-than-perfect credit. This was originally published on The Penny Hoarder, which helps millions of readers worldwide ...

  7. Upgrade vs. Upstart: Which offers better personal loans? - AOL

    www.aol.com/finance/upgrade-vs-upstart-offers...

    Upgrade vs. Upstart: Which personal loan is better? For premium support please call: 800-290-4726 more ways to reach us

  8. Avant vs. Upstart: Which offers better personal loans? - AOL

    www.aol.com/finance/avant-vs-upstart-offers...

    Avant and Upstart are online lenders with more flexible credit requirements to help you access the funding you need. Avant is based in Chicago and offers credit cards and loan products.

  9. What can you use an unsecured business loan for? - AOL

    www.aol.com/finance/unsecured-business-loan...

    Even though you don’t have to provide upfront collateral to back the loan, most lenders require a personal guarantee to secure the loan in case of default. 1. Startup costs

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