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  2. SBA ARC Loan Program - Wikipedia

    en.wikipedia.org/wiki/SBA_ARC_Loan_Program

    ARC loans are intended to provide immediate capital to small businesses to make payments (principal and interest) on existing debt and thus allow business owners to sustain and retain jobs. ARC loans are interest-free to the borrower and carry a 100% guarantee from the SBA. Loan proceeds are provided over a six-month period.

  3. Pros and cons of business acquisition loans - AOL

    www.aol.com/finance/pros-cons-business...

    Type of business acquisition loan. Description. SBA 7(a) loan. A government-backed loan designed to help businesses that don’t qualify for conventional business loans, offering low interest ...

  4. Business loan - Wikipedia

    en.wikipedia.org/wiki/Business_loan

    A business loan is a loan specifically intended for business purposes. [1] As with all loans, it involves the creation of a debt , which will be repaid with added interest . There are a number of different types of business loans, including bank loans, mezzanine financing, asset-based financing, invoice financing, microloans , business cash ...

  5. SBA 504 Loan - Wikipedia

    en.wikipedia.org/wiki/SBA_504_Loan

    There are three partners in an SBA 504 loan—the borrower, a bank or other regulated lender, and a CDC. Typically the borrower must contribute 10% of the total project cost; their bank lends 50% at their own rate and term (as long as the term is at least 10 years), and has a first lien on the assets being financed; and the CDC lends 40%, with a second lien.

  6. Standardized approach (credit risk) - Wikipedia

    en.wikipedia.org/wiki/Standardized_approach...

    This includes credit card, overdraft, auto loans, personal finance and small business. Risk weight: 75%. Claims secured by residential property; Risk weight: 35%. Claims secured by commercial real estate; Risk weight: 100%. Overdue loans; more than 90 days other than residential mortgage loans. Risk weight:

  7. Atlantic Coast Financial - Wikipedia

    en.wikipedia.org/wiki/Atlantic_Coast_Financial

    Atlantic Coast Bank is a full service community bank operating three distinct lines of business: Commercial Banking, Retail (Branch) Banking, and Residential Mortgage Lending. The Bank's specific services include, but are not limited to, deposit accounts , mortgage loans , auto loans , personal loans , credit cards , commercial loans , USDA ...

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