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  2. Does a HELOC affect your credit score? - AOL

    www.aol.com/finance/does-heloc-affect-credit...

    The impact to a credit score will be greater if the person has a short credit history, is relatively new to credit or has few credit cards. “Credit history makes up about 15 percent of your ...

  3. Should you use a home equity loan to pay for medical bills? - AOL

    www.aol.com/finance/home-equity-loan-for-medical...

    Home equity line of credit (HELOC) A HELOC works like a credit card secured by your home, offering flexibility to borrow what you need, when you need it, during a draw period that’s typically 10 ...

  4. How to shop for a HELOC: 10 ways to get the best HELOC rate - AOL

    www.aol.com/finance/shop-heloc-10-ways-best...

    10 tips to get the best HELOC rate 1. Maintain good credit. Having a good credit score is one of the key ways to obtain a competitive interest rate when applying for HELOC. A lender will consider ...

  5. Home equity line of credit - Wikipedia

    en.wikipedia.org/wiki/Home_equity_line_of_credit

    A HELOC differs from a conventional home equity loan in that the borrower is not advanced the entire sum up front, [4] but uses a line of credit to borrow sums that total no more than the credit limit, similar to a credit card. The term of a HELOC is split in two distinct periods.

  6. Should you use your home equity to pay off high-interest debt?

    www.aol.com/finance/home-equity-loan-pay-off...

    Loan requirements vary by lender, yet to get the best rates on a home equity loan, you often need good to excellent credit, low debt and at least 50% equity in your home.

  7. Should I use a HELOC to pay off credit card debt? - AOL

    www.aol.com/finance/heloc-pay-off-credit-card...

    Here’s what you need to know about using a HELOC for paying credit card debt. Home Equity A HELOC allows you to take out a revolving line of credit against the available equity in your home.

  8. How does a fixed-rate HELOC work? - AOL

    www.aol.com/finance/does-fixed-rate-heloc...

    You might know how a home equity line of credit (HELOC) works — a revolving line of credit with a variable interest rate, sort of like a credit card. That’s your standard HELOC.

  9. How the Federal Reserve affects HELOCs and home equity loans

    www.aol.com/finance/federal-affects-helocs-home...

    “The decision about whether to take a home equity line of credit or a home equity loan depends more on the borrower’s need for the funds and purpose for borrowing than it does on interest rate ...

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