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If you're planning to retire, you might have some trouble qualifying for a mortgage. Here's what lenders can — and can't — consider when approving you for a home loan.
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Many older Americans also have mortgages at very low rates. In fact, more than half of all outstanding mortgages in the U.S. have rates below 4%, according to Redfin analysis. This is a fantasy ...
Loan type. Minimum credit score. Conventional loans. 620. FHA loans. 580 with 3.5% down payment, 500 with 10% down payment. VA loans. No minimum requirement, but generally 620
After purchasing your forever home and feeling confident in your career, you may wonder whether it would be worthwhile to put your extra income toward retirement or use it to pay off your...
Only 20% of Americans are confident they'll have a comfortable retirement — use this 1 magic move to get back on track ASAP (It will only take seconds but most people don't do it.)
Reverse mortgages are a way for older Americans to use the equity in their homes to fund retirement or other life expenses while still allowing them to live in the home. Such a mortgage involves ...
Far more seniors go into retirement with debt today than ever before, and they carry more debt longer than any generation in the past, according to the National Council on Aging (NCOA). Medical ...